Ad-free · Fee-free · €2.99

SEPA bank transfers
via QR code.

Save on card, PayPal and terminal fees. Every euro you take in stays with you – not with a payment processor.

€2.99
One-off, no subscription
27
Languages
€0
Per transaction
EuroQR Pay – Input view
EuroQR Pay – QR result
EuroQR Pay – Private QR
💰 For businesses

Stop paying
transaction fees.

Credit card commissions, debit card processing fees, terminal rental, PayPal and Klarna fees – it all eats away at your margin month after month. SEPA bank transfers are free for the recipient. Every euro you take in stays with you.

€100 daily turnover ≈ €36,500/year card/PayPal turnover
~€800 saved per year
€500 daily turnover ≈ €182,500/year card/PayPal turnover
~€4,000 saved per year
€1,000 daily turnover ≈ €365,000/year card/PayPal turnover
~€8,000 saved per year

Comparison against a 2.2% credit card / PayPal commission. With debit cards, terminal rental and a per-transaction fixed fee add up too — real savings may be higher.

With EuroQR Pay you pay: No terminal rental · No flat fees · No commission

QR Girocode vs.
manual bank transfer

Two ways to the same goal — one takes seconds, the other takes minutes and risks typos.

Aspect Manual transfer QR Girocode

⏱️ Entry time

2–3 minutes typing Under 2 seconds

✏️ Typo risk

High — IBAN, name, amount Zero — pre-filled

🎯 Money to wrong IBAN

Possible from a single typo Eliminated

📱 Mobile usage

Tedious with on-screen keyboard One tap or scan

📤 Requesting a payment

Long text message or template A QR image attachment or display

🛡️ Recipient verification

Customer must check details Banking app shows data for confirmation

📐 Data format

Varies — bank-specific EPC-002 — EU-wide standard

QR Girocodes work with any banking app that scans EPC-compliant QR codes — supported by virtually all major banks across the EU.

Everything you need.
Nothing you don't.

Ad-free. Tracker-free. Privacy-first. An app that works for you, not against you.

Privacy guaranteed

IBAN, logos and references are stored exclusively on your device. No cloud, no servers, no trackers.

Multiple accounts

Store up to 6 profiles in parallel: 3 business + 3 private accounts. Switch between them in a tap – one app for both.

Round logo in your QR

Upload your company or club logo and position it interactively with pan and zoom. Embedded as a perfect circle in the centre of the QR — no square white box.

Optimised QR size

Without a logo the code uses reduced error correction (level M) — more compact and EPC-compliant. With a logo, automatic level H for full logo tolerance.

60 QR styles

10 colours (5 solid + 5 gradients) × 6 module shapes: square, dots, rounded, classy. Make every QR code part of your brand.

Real-time IBAN check

Typos are detected before you generate the QR code. Mod-97 checksum to ISO 13616 – green tick when the IBAN is valid.

27 languages

Fully translated into every SEPA country – from German and French to Maltese and Irish. Auto-detects your system language.

Dark mode

Easy on the eyes day and night. Automatic system detection or manual switch in one tap.

Native sharing

Send the QR code straight via WhatsApp, email, messenger or as an image – through Android's native share sheet.

EPC-002 standard

Works with every major banking app in Europe: Sparkasse, Volksbank, Postbank, ING, DKB, Commerzbank, N26, Revolut, Raiffeisen and many more.

100% offline

All libraries (QR generator, decoder, PDF reader, ML Kit) are bundled locally in the APK. No internet connection required — works in airplane mode or without any network.

✨ INNOVATIVE — NOT IN ANY OTHER APP

Read QR codes — without a camera.

Anyone who's received a QR code directly on their phone knows the problem: the camera can't scan its own screen. The built-in QR Decoder reads the code from any image — screenshot, gallery photo, PDF attachment or directly from the clipboard. A powerful on-device recognition engine decodes even QR codes with embedded logos, slight perspective skew or screen moiré. Content like SEPA transfers, Wi-Fi credentials or websites is automatically detected and presented in a clear, readable format.

📄

Invoice in browser

QR on an invoice in your browser or PDF viewer? Just take a screenshot — the decoder reads it instantly.

💬

WhatsApp & Messengers

QR images sent to you by friends, clubs or customers via WhatsApp, Telegram or Signal.

📧

Email attachments

Booking confirmations, donation requests, payment reminders — anywhere a QR code is embedded.

📸

Screen screenshots

QR on a website, in your online banking or in an ad — take a screenshot, paste, done.

📶

Hotel Wi-Fi

Photo of a Wi-Fi sticker in your room — the decoder shows the SSID and password in plain text.

🎫

Tickets & travel

Read concert, flight or train QR codes from your phone wallet to verify the data.

🏪

Posters, flyers, business cards

Photo of a QR on a poster, flyer or business card from your gallery — even shot at a slight angle. The built-in decoder engine corrects perspective automatically.

📋

Clipboard

Image copied from a browser or another app — paste it into EuroQR Pay with one tap and decode.

🤝

Verify a SEPA transfer

Check before paying: IBAN, recipient, amount and reference are shown clearly — before the money is gone.

Automatically recognises SEPA transfers, websites, Wi-Fi credentials, phone numbers, emails and geo coordinates. Full content is also available as raw data — copy or share with one tap.

One app, many uses.

💼

Business

  • Restaurants, cafés & food stalls — QR sign on the table or at the counter, no card terminal needed
  • Tradespeople, hairdressers, beauty studios — show the QR on your phone or print it and attach to the invoice
  • Market stands, farm shops, kiosks — QR display right at the stall
  • Yoga studios, coaches, trainers — show the QR after class on your phone or send via messenger
  • Online sellers — attach the QR image to your invoice email or embed it in your own invoice PDF
🤝

Private & Clubs

  • Class funds, wedding gifts, collections — share the QR via WhatsApp with everyone involved
  • Donation QR for clubs — print onto your own flyers, share in your newsletter or display at info stands
  • Settling up with friends — generate the QR, show it briefly or send as an image
  • Group gift collections — drop the QR image into the WhatsApp group chat
  • Rent, flatshare kitty, tutoring — send fixed amounts as QR codes to housemates with one tap

At home in every SEPA country.

Fully translated into 27 languages. Automatic system-language detection.

🇩🇪Deutsch 🇬🇧English 🇫🇷Français 🇮🇹Italiano 🇪🇸Español 🇵🇹Português 🇳🇱Nederlands 🇩🇰Dansk 🇸🇪Svenska 🇳🇴Norsk 🇫🇮Suomi 🇮🇸Íslenska 🇵🇱Polski 🇨🇿Čeština 🇸🇰Slovenčina 🇭🇺Magyar 🇷🇴Română 🇧🇬Български 🇭🇷Hrvatski 🇸🇮Slovenščina 🇪🇪Eesti 🇱🇻Latviešu 🇱🇹Lietuvių 🇬🇷Ελληνικά 🇦🇩Català 🇲🇹Malti 🇮🇪Gaeilge
🇪🇺 NEW SINCE 2025

EU instant transfers — free of charge.

Every bank in the EU must offer SEPA Instant Credit Transfers at the same cost as standard transfers – usually free. Your customer scans the QR code, the money arrives in under 10 seconds. Faster than card payments. Cheaper than anything else.

ONE-OFF. NO SUBSCRIPTION.

€2.99

Pay once – use forever.

  • No ads. Ever.
  • No in-app purchases
  • No trackers, no analytics
  • All features unlocked
Get it on Google Play

Available for Android 7.0 and above.

Frequently asked questions

Does the app work with my bank?

Yes. EuroQR Pay creates EPC-002-compliant QR codes that are read by every major European banking app – Sparkasse, Volksbank, Postbank, ING, DKB, Commerzbank, comdirect, N26, Revolut, Raiffeisen, Erste Bank, BNP Paribas, ING Belgium, KBC, Rabobank and many more.

What does each transaction cost?

Nothing. SEPA bank transfers are free for the recipient. You pay €2.99 once for the app – and that's it. No commission per payment, no debit card processing fee, no fixed fee, no monthly cost, no terminal rental.

How fast does the money arrive?

If your customer's banking app has SEPA Instant Credit Transfer enabled: under 10 seconds, 24/7. Since 2025, every EU bank must offer instant transfers at the same cost as standard transfers.

Is any of my data sent anywhere?

No. IBAN, account holder, logos and references are stored exclusively on your Android device. There is no cloud, no servers, no trackers, no analytics SDKs.

Can I use multiple accounts?

Yes. You can manage up to 6 accounts in parallel – 3 business and 3 private. Switch between them with a single tap on the home screen.

Is there an iOS version?

Currently Android only. An iOS version is planned.

Ready to save on fees?

€2.99 once – then never pay commission per payment again.

Get it on Google Play